The qardon.com AI Application Judge handles the bulk of standard cases. Specialty cases — unusual credit profiles, complex income verification, self-employed scenarios, multi-borrower arrangements, jumbo and commercial — get routed to human underwriters. You set your terms (flat or hourly per case); we deliver the case load.
From your dashboard, declare how many specialty cases you can take this week. Filter by case type (self-employed, jumbo, commercial, multi-borrower, etc.). Adjust at any time.
The AI Application Judge tags cases above its confidence threshold as specialty and routes them to underwriters with matching expertise. Standard cases never reach you — only the judgment calls.
Every case arrives with intake documentation, KYC results, credit pull, and applicant interview transcripts already in the transaction room. You're not chasing paper; you're making decisions.
Approve, decline with reasons, or request additional documentation. Adverse-action notices auto-generated with proper FCRA decline-reason codes. Decisions logged for audit.
Decisions issued, turnaround time, downstream outcomes — all visible in your dashboard. Higher performance leads to higher case-load routing priority.
Your declared rate per case (flat or hourly). Commission ledger updated automatically. 1099 generated by January 31.
Per professional account. Stripe subscription. Cancel any time.
You set your flat rate per case or your hourly rate. qardon.com facilitation is negotiated case-class by case-class — typically a percentage of your case fee. Transparent at routing.