qardon.com routes buyers who need traditional financing to NMLS-licensed MLOs. Some buyers choose qardon.com's own deferred-price model; many still need a mortgage. When they do, we hand them to you — vetted, KYC-cleared, with property already identified. NMLS Consumer Access verification runs automatically at signup and annually.
At launch, enrolled MLOs receive pre-qualified buyers in your licensed states. You handle the loan paperwork, we handle the workflow. Free to use.
Optional, but it helps our partnerships team route the right buyers to you.
More states open later. We have no date to give you.
The buyers come to qardon.com to find a home. The ones who choose conventional financing come to you.
Enter your NMLS ID and it is held on your record, where the seller and the buyer can see what you entered. Nothing queries NMLS Consumer Access yet — confirming active license, state authorizations and disciplinary history, and re-running that check each year, is specified and not built. Until it is, your licence stands on your own word and under your own licence.
"I have a buyer pre-approved for $500K conventional in zip 90210" — your "available capital" notices appear to seller-side audiences and qardon.com's matching engine routes buyers accordingly. (Buyer details are anonymized appropriately per fair-lending rules.)
Every buyer routed to you arrives with his email and phone confirmed and his documents in the transaction room, so the loan application starts from something. He has not cleared a KYC or credit-intake review here — neither is built — so that work is yours, under your own licence.
You operate as you always have — under your NMLS license, your sponsoring lender or branch, your underwriting pipeline. qardon.com does not touch loan decisioning or rates; we route, document, and track.
Transaction room connects you with the realtor and escrow agent. Document handoffs, closing-disclosure timing, condition clearance — all in one place.
Your standard origination fees per state regulation (typically 0.5-1% of loan amount). All of it is yours, agreed with your own client.
Account creation is at the top of this page — no long form, just the essentials. Every role is free at the start.