qardon.com routes buyers who need traditional financing to NMLS-licensed MLOs. Some buyers choose qardon.com's own deferred-price model; many still need a mortgage. When they do, we hand them to you — vetted, KYC-cleared, with property already identified. NMLS Consumer Access verification runs automatically at signup and annually.
The buyers come to qardon.com to find a home. The ones who choose conventional financing come to you.
Enter your NMLS ID. qardon.com queries NMLS Consumer Access to confirm active license, state authorizations, and disciplinary history. Verification is automatic and re-run annually.
"I have a buyer pre-approved for $500K conventional in zip 90210" — your "available capital" notices appear to seller-side audiences and qardon.com's matching engine routes buyers accordingly. (Buyer details are anonymized appropriately per fair-lending rules.)
Every buyer routed to you has cleared KYC and credit-intake review. You don't waste cycles on tire-kickers. You start the loan application with documentation already in the transaction room.
You operate as you always have — under your NMLS license, your sponsoring lender or branch, your underwriting pipeline. qardon.com does not touch loan decisioning or rates; we route, document, and track.
Transaction room connects you with the realtor and escrow agent. Document handoffs, closing-disclosure timing, condition clearance — all in one place.
Your standard origination fees per state regulation (typically 0.5-1% of loan amount). qardon.com facilitation (10% of the origination fee) deducted when we brought the buyer. 1099 by January 31.
Per professional account. Stripe subscription. Cancel any time.
Only when qardon.com routes the buyer to you. Loans you bring to the platform from your own book carry no facilitation.