Setting aside an endowment? That lives at qardon.org →

مَّن ذَا ٱلَّذِى يُقْرِضُ ٱللَّهَ قَرْضًا حَسَنًا

“Who is it that would loan Allāh a goodly loan…” — Al-Baqarah 2:245

Together, we make interest-free possible.

Browse the marketplace

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✓ Every sale here runs through the platform — the seller confirms his own clean title in his own agreement · the buyer’s email and phone confirmed before he can make an offer · one fixed price at 0% that never grows · the agreement written in the seller’s name, and each payment sent by the buyer straight from his own bank to the seller’s — so you can go see it, talk to the owner, and sign with the person who owns it. qardon.com is the platform, not a party to the sale, and holds nobody’s money.

How it works, together

  1. Alone, it does not work. A seller who lets a buyer pay monthly has no one behind him if the buyer cannot pay.
  2. Together, it can. Each of us sets aside a waqf; its yield can stand behind every seller and help anyone hit by a calamity.
  3. مَّن ذَا ٱلَّذِى يُقْرِضُ ٱللَّهَ قَرْضًا حَسَنًا

    “Who is it that would loan Allāh a goodly loan…” — Al-Baqarah 2:245

See how it could work for your car →

A post we found online shows its seller’s own price and a link to the original. It does not mean the seller has agreed to monthly payments — the gold seal marks the sellers who have.

How a deal flows

Browse. Match. Close — with no interest.

qardon.com is the marketplace — not a lender, not a guarantor, and not a party to your sale: the agreement is written in the seller’s name with our system, and each payment goes straight into the seller’s own account. See the full flow →

1

Browse & match

Filter by category, location and price. Every listing shows its one price — the same paid now or monthly — and the monthly payment. Signal interest and we open a private thread with the seller.

2

Checked, and secured by the lien

We confirm the buyer’s email and phone before he can make an offer — a step, not a background check. The seller stays the seller and is recorded as the lienholder until the price is paid in full, so the item itself secures the deal. The buyer’s payments go to the seller’s own account, never through a Fotoh account.

3

0% installments

The buyer pays the same price across the term — nothing added, no compounding, no late charges. The agreement is written in the seller’s name, and the buyer pays each installment straight from his own bank to the seller’s; qardon.com brings the buyer and carries the offer. How a deal closes here →

Trust at every step

What is checked, and who checks it.

✓ The seller confirms his own clean title ✓ Email and phone confirmed ✓ The agreement is written in the seller’s name ✓ One fixed price at 0%, it never grows ✓ Payments go to the seller’s own account ✓ Not a bank, not a lender, not a guarantor

Those six are the whole list, so here is what each one means. The seller confirms in his own agreement that his title is clean — no lien on it and no co-owner who has not agreed; qardon.com does not check titles and will not say it does. A buyer cannot make an offer until his email and phone are confirmed — that is what qardon.com itself checks, and it is a step, not a background check. The agreement is written in the seller’s name with our system: he is the seller and the lienholder until the price is paid in full, and he and the buyer sign it. The price is agreed once and never grows — no interest, no compounding, no late charges. The buyer pays each payment straight from his own bank to the seller’s, and the seller confirms it when it arrives. And qardon.com holds no money at any point: it is not a bank, not a lender, not a guarantor, and it does not promise a seller he will be paid no matter what. qardon.com records the offers, the deals and the payments the seller confirms.

Sellers

Owner financing, modernized.

List your home, car or any major asset at one price, paid at once or monthly. Keep your asking price. We bring the buyer and confirm his email and phone; your agreement is written in your name, you stay the seller and the lienholder, and each payment goes straight into your own account. Free, with no late charges.

List your asset →