Looking to give or receive an interest-free loan? That lives at qardon.org →

The marketplace where every listing is 0% APR.

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How a deal flows

Browse. Match. Close — with no interest.

qardon.com is the marketplace and the installment-collection feature — not a lender, not a guarantor. See the full flow →

1

Browse & match

Filter by category, location and price. Every listing shows the cash price, the fixed deferred price and the monthly payment. Signal interest and we open a private thread with the seller.

2

Verified & secured

We run identity, credit and OFAC checks. The buyer secures the deal — a guarantor co-signs, or a lien is placed against an asset. A state-licensed escrow company holds the funds; title transfers cleanly.

3

0% installments

The buyer pays the fixed deferred price across the term — no APR, no compounding, no penalty interest. We collect each installment on the seller's behalf. A qardon.org-backed deal adds mercy terms →

Trust at every step

Verification is non-negotiable.

Title verified Identity verified (KYC) Fraud-history clean OFAC screened Escrow protected Guarantor or lien secured
Sellers

Owner financing, modernized.

List your home, car or any major asset. Keep your asking price. We bring verified buyers and route every closing to a licensed escrow company and loan-handling professional — so the regulated work is done right.

List your asset →