Clients invest their own money in their own brokerage accounts. An AI investment robot — screened for halal compliance and bounded by each client's own authorization — will propose and execute trades once the regulatory adviser question is answered in writing; today this page enrolls you. You are the RIA-of-record: you provide professional oversight, tune the strategy inside the halal screen and each client's own authorization, and earn a commission from your clients. Bring your book of business or get matched with new clients when the lane opens.
You stay the licensed professional in the relationship. The platform handles the rails, the brokerage integration, and the heavy lifting of execution — so your time goes to strategy and clients.
Onboard your existing clients onto the platform, or get matched with self-directed investors who need an advisor of record. Either way, the relationship is yours.
You earn your advisory commission from your clients, transparently disclosed up front. The platform never touches client principal — money stays in each client's own account at the brokerage.
There is no client rating on this platform. A ratings screen is easy to build and worthless until real clients have used it, and an average assembled out of nothing is a number we would have invented about you. If ratings are built, they will be built out of clients who actually rated you — until then your licence and your work speak for themselves.
An advanced Strategy Controls panel lets you — as a professional — set rebalancing cadence, risk thresholds, sector tilts, and profit-taking rules. Your tuning is your value-add. Halal screening is always on.
You see invested amount, risk band, and pending recommendations — but never a name, email, or phone. Clients are shown as masked handles. This protects them and keeps the relationship on-platform.
Your advisor account is free. It includes the dashboard, the Strategy Controls panel, mediated messaging, and your directory profile.
qardon.com never holds client money. Each client's funds stay in their own brokerage account, in their own name.
The client funds a brokerage account in their own name (Broker-as-a-Service). Their principal is always theirs — qardon.com only initiates authorized trades, never custody.
The AI investment robot builds a halal-screened buy/sell batch for each client, tuned to the strategy template you assigned. Clients can approve batches with one button, or opt into full automation.
You provide the professional oversight required for the relationship, review the robot's recommendations, and tune the strategy. The RIA-of-record is you — not Fotoh.
Every holding is screened (AAOIFI-style). You can tighten the screen, never disable it. No riba-bearing instruments, no prohibited sectors. The screen is architectural.
Your advisory commission is disclosed to the client up front and tracked in your earnings ledger. The platform takes nothing from it. Clean separation.
After each review cycle, clients rate the relationship. Strong ratings raise your visibility in the advisor directory and bring you more matched clients.
Every client appears to you as a masked handle — for example Client-7F3A. You will never see a name, email address, phone number, or mailing address anywhere in the advisor portal. This is not a UI setting that can be toggled off: the advisor data model contains no PII at all. Identity masking is enforced server-side on the qardon.org investment engine, before any data ever reaches your dashboard.
Why we do this — two reasons, both protective:
All advisor ↔ client communication happens through mediated, on-platform messaging — identity-masked, logged, and stripped of any contact information. This is the only channel, and it is a feature, not a limitation.
Retail clients pick a simple risk band. You get the advanced panel. Tune the robot for your clients — all within the halal screen and each client's own authorization.
Halal screening: always on You can tighten it. You can never disable it.
Everything you tune stays inside two hard guardrails: the always-on halal screen, and the authorization each client granted. The robot will never trade outside what the client allowed, and never into a non-compliant instrument.
Never a cut of client principal.
Includes the dashboard, Strategy Controls panel, mediated messaging, ratings, and directory profile.
You earn your advisory commission from your own clients, disclosed up front. qardon.com does not take a cut of client assets or of your commission, and the account is free.
Tell us your firm, your license, and where you operate. We verify your registration and reach out with onboarding details. Every role is free at the start.
Optional, but it helps our partnerships team match the right clients to you.
More states open later. We have no date to give you.
You are. Fotoh is not the registered investment adviser — the licensed financial advisor the client selects from this marketplace is. You provide the professional oversight the relationship requires. The investment robot is a tool you operate; the advisory relationship is yours.
In the client's own brokerage account, in their own name, at a Broker-as-a-Service platform. qardon.com never holds, custodies, or pools client money — it only initiates authorized trades the robot proposes and the client (or your assigned automation) approves.
Identity masking is a security feature. It protects the client's financial privacy, and it prevents either side from taking the relationship off-platform — which would break the waqf relationship the system depends on. The advisor data model contains no PII at all; masking is enforced server-side, not just hidden in the interface. All communication runs through mediated, identity-masked messaging.
Yes — within two hard guardrails. The Strategy Controls panel lets you tune rebalancing cadence, risk thresholds, sector tilts, signal aggressiveness, and profit-taking rules, and package them into named templates. But every strategy stays inside the always-on halal screen and inside each client's own authorization. The robot will never trade into a non-compliant instrument or beyond what the client allowed.
No. Halal screening is always on and cannot be disabled by anyone — advisor or client. You may tighten it (stricter AAOIFI ratios), never loosen it past the baseline. This is architectural.
You earn your advisory commission from your own clients, disclosed up front and tracked in your earnings ledger. qardon.com does not take a cut of client assets or of your commission, and the account is free.
Yes. Onboard your existing book onto the platform, or get matched with new self-directed investors who need an advisor of record. Either way, once on-platform, clients appear to you as masked handles and the relationship runs through the rails.